i'd spend it on NOT living a city, if it was enough, or train and computer parts mostly, and maybe a long distance passenger train ride or two. walk around nakked in a smoke free environment? sounds ok, but couldn't i do that at home if i lived out in the boonies somewhere? wtf is "adult fun"? (a bunch of loud noise and pritty kids pretending to want sex? and a bunch of old druken assholes leering at them and wacking off?)
I would have said travel but with the Covid19 virus around .... I'd buy myself an expensive apartment in New York and wait there until an antidote is found then travel.
how about instead of a city, some place where you're always more then six feet from anybody else unless you want not to be. sounds sounds safer from human to human transmission of infectious diseases to me. and then of course staying put until it blows over, or everyone else has died off.