I just cut up my credit card.

Now i just have to pay it off.

 

Good move.

 

Alright! Way to exercise some self control!

 

I think everyone should cut up all their credit cards. I don't own a single one.

 

Fuck i feel so much damn better now. I wont get another. If i cant afford something i dont need it. In to deep way to fast.

 

l cut mine up a few years ago, too much interest on plastic money..

 

I'm always running into it.!

 

Nature of the Beast.!

 

i have one that i have needed to use for so many emergencies..it is to easy to make everything an emergency though...and those bastards jsut upped my limit from 3500 to 6200 ....what the hell

 

thats the excuse i used when i got mine. "what if an emergency pops up" one did and im glad i had it, but then i bought a whole bunch of shit i didnt need. Bought this comp, bought beer with it bought a lot of smokes to. Now im goin to be outta a job and i need to get rid of that bill

 

Everyone keeps telling me to get one. But I dont need the hassle. Life is complicated enough without paying to pay for things. The fact that you have credit is an asset for the credit card companies, and they profit even if you dont pay any interest. I'm not gonna help make them rich(er).

 

I have no credit card.. and I don't miss it at all..

 

Well I have lots of cards and I pay them in full everymonth... The only good thing about credit cards is they build you credit (if you use them right) and When i need a loan for a car or something I have no problem getting one and a nice low rate cause I have a great credit score.. If you dont have credit cards you dont really build to much credit so It really helps when you need something to have some credit

 

yea, i only have 1 credit card...its paid off all the time, so i will have a good credit score when i need it. i only use the credit card to buy gas or the occasional book for school.

 

You competent fool.

 

what?...don't address me with big words...

 

*say these few lines very slowly so you no what i am saying*

You are somebody that knows what they are doing even though they are a fool. This sounds ten times worse than if i was using 'big' words. I am sorry.

 

haha...dude, i was joking.

...but, how am i a fool? i wanna know...

 

I really meant buffoon (so you are opposite to your sig) but forgot to change the word. This might have raised this joke to the 'amusing' category .. rather than shamefuly inadequate.

 

Well sure, you act like one .. scratching your ass and sniffing your fingers all the time.