that's my thought of the day, week, month, and probably year. I am probably in less debt than a lot of people, but too much debt for my likes, and far too much for my age, in my opinion...and now that I'm out of my apartment and back at home, the one thing to do, is clean it all up...but I don't even know where to fucking start!! I still am going to have bills coming, even though I'm at home... I have to pay the energy bill to stay there, I've got monthly expenses for sexual health (birth control), EXPENSIVE contacts because I'm blind as a bat, and lost my fucking glasses, I've got bills for my counselor coming, and past due ones... blah blah blah blah I don't even want to start with what I'm in debt with either... HOW THE FUCK DO YOU STRAIGHTEN OUT YOUR FINANCES???? I seriously have no clue. I'm fsking STUPID when it comes to money and figuring out where/how to spend, when to save, how much... blah blah blah. Someone shoot me now. Byebye.
If someone has an easy answer, Im all ears as well. BUT, if it involves ME doing something, then dont waste your time :tongue:
I have NO debt because I refuse to take out loans or use credit cards. The only money I use is the money I have in my wallet. The problem is most people feel the need to buy tons of crap they really don't need in order to compete with the next person. That's the materialistic society we live in, and that's the type of society those at the top want, because debt equals control.
I have debt too, an amount that i started to think I would never get out from under, but wham, all of a sudden I got a good job and could easily pay it off...even though I am reluctant to for some reason I guess the key is to of course limit the debt, but also to manage it until you can afford to get rid of it.
Im in debt to 2 hospitals from when my lung collapsed (twice) and had no choice but to go in without insurance or money. Also to my last apartment because when I broke up with my ex I had the baby and couldnt afford to live there, so I just left. Yea, it was stupid I know, but I was all emotional and careless at the time
Yea, I figured you werent generalizing. I was just making it known why I am personally in debt, thats all
At least none of you are in debt to pimps or drug dealers. I don't think that they'd be as nice as the government about the whole thing.
My only advice is stay in school or go back to school. Aside from that, move to a commune and change you name. Erase yourself from society. It's difficult but will work. Whether or not money is a good thing, it still is what makes the world go 'round. And unfortunately unless you join the desert worshipers, you have to have it!
My drug dealer just gave me way too much Tramadol for my shoulder. I don't plan to abuse it though... It's nice to have my insurance cover my drug dealer expenses too... he even took hundreds of dollars worth of x-ray... and gave me lots of free pills... and it only cost me a lovely 35$ with my insurance. I call him "Doctor", by the way... he's usually very busy so he just perscribes pain killers to everybody. Funny story... while I was talking to him, the nurse came in... and told the doctor that a 85 year old patient called. She's an ex-heroin addict, and is on a bunch of methadone. She apparently took too much of it, and then took some valium and so on... and was found spinning around in circles in her yard by her husband. Crazy world
Bumpidy bumped into a fucked metal thingy coming out of the wall, left me with the worst hurting bruise I've ever had... luckily it didn't fracture... doctor said it could have easily. This Tramadol is pissing me off though... it's 100mg time release, and it doesn't seem like it's doing anything... damn time release.
time release is hard... I know adderall(sp) is like that. And the people I know say they will take it and it won't do shit for hours and then it will affect you for 30 mins and then 2 hrs w/ nothing. It sucks.
Well...no. It just releases the same amount over a period of time, and that amount doesn't seem to be enough to make my shoulder feel comfortably numb. Most people parachute it to get past the time-release... but I don't have any opiate (or opioid) tolerance, so doing that will probably send me on a pukefest to the bathroom. Not fun.
Take a part time job for a couple months and pay off your debt. Then quit the job and make your financial plan. No need to stress. Listen to PressedRat and don't spend on needless wants.
i like money. i wants lots of it. not obscene piles of it, that would be so embarassing. but, like matt, we don't use credit or loans. until we get a mortgage. paying rent is like lighting money on fire and flushing it down the toilet. dave went through a crazy spending spree, having been poor his whole life. we paid for that for years. but now we're comfortably within our means. i've never had a credit card in my whole life. i've always figured, if i didn't have the money and didn't have the forbearance to save up for something, i didn't really want it anyway. saves me from a lot of impulse purchases.