I think some people are just so wrapped up i themselves that they don't open their damn eyes and look around once in awhile, because you don't look like a dude at all. People just don't pay attention. Hell, I will have my 6 month old daughter dressed all in pink and inevitably some old fart will ask "Is it a boy or a girl?" and I have to say "It's a boy; we have dressed him like a girl in the hopes he will grow up and have gender confusion..."
I don't think you look like a boy. And I don't think there's anything wrong with wearing T-shirts and jeans. I think they look real cute on a girl. That said, are these hugely oversized T's? The only advice I have is to maybe wear slightly more fitted ones. I love how you said you grab your boobs whenever people make that mistake. Haha. Probably makes them feel real dumb.