probably not its a de facto tax a tax that invests heavily in shares and then loses lots of money (like recently) you are not allowed to use super to help you now good luck trying to get it from the government. you might just declare your own superannuation account, shift all your money out of it and then just take it out of your bank account if you are really desperate. what are they going to do to you anyway? give you a slap on the wrist?