very true. but, the conversation you quoted from was about those people who register at a community college and take out student loans to pay their current bills while not working, and don't actually go to class.
oh ok. Its so tempting to take out student loan money because its available. You just dont realize how much it adds up.
I don't regret my student loans, except maybe taking out too much. But they did enable me to get an education I couldn't otherwise afford.