Civil lawsuits

well my friend is the "queen of car accidents" (about 20-25 since 1998) so I know just a little

few questions. were you on public or private property? who was ticketed, you or someone else? when did this guy seek medical attention initially?

pre-existing conditions are not a reason to deny payment for a valid claim in virginia. if the accident made the pec worse than it qualifies. truth is, if he didn't give the company the requested info, they can deny him and plus, he's probably running game and doesn't know how to pull it off with them (although I probably could) so he decided to try you. he's a dumbass tho cuz you have the right to request the same information as the insurance company before you go to court AND his refusal to follow thru with the insurance company and then sue you would look suspect to any judge that has been on the bench more than a day. logically, its stupid. he doesn't fill out simple paper work to get his money from someone (ins co.) with millions to instead go thru a trial with someone (you) that has less than millions that he may or may not get paid

I wouldn't worry. Only time suits like his are generally successful are when you DON'T have insurance but you do so I say.....breathe, he's an asshole trying to run a sloppy come up. damn amateurs make folks like me look bad

 

Normally he has to sue the insurance company first no matter the amount then if the amount is more than what your covered for then they would sue you for the difference.


If he had a past medical condition with his back or not does not matter, he just has to prove that he was functional prior to the wreck (job ect) and that becuase of the wreck it resulted in either aggravation of the condition or new damages.

I would say he chose to sue you directly as an easy coarse of action.

It is not uncommon for you to be sued actually when the other party reaches a stand still with the insurance company. The insurance company still has to step up and assist you as it is a direct result of something they cover.

I had a freind whos sone loaded up 7 other teenagers into there Jeep Cherokee and pulled out infront of a 1 ton Ford. No seat belts ect major issues. The ones that sued for hard cash were the ones that recieved the least injuries, like cuts and scrapes. Anyway, they sued insurance then sued the dad. The dad had to go bankrupt and when the son turned 18 they sued him. This was just due to the way over the covered limit was all.

I would say right now he is just trying for a home run in the dark is all. For now, take a deep breath, pass everything to the insurance company and attorney. If called just pass along the number to your attorney and insurance company and say nothing more, nothing nothing nothing.

 

Thanks MissF. Yeah, you better believe if it comes to it I will defiantly be requesting the same information he wouldn't give to the insurance company and making sure the judge knows about what happened between him and the insurance company.

I actually feel a lot better now.

Oh, public property. I was ticketed. And I have no idea if he sought immediate medical attention but I kinda doubt it. I think my insurance company said he started complaining of pain a few days later.

 

Also thanks to Andrs and YankNBurn. I apprieciatte all the helpful information from all of you.