normally I pay them on time, or at the most a couple of days late. But this month i've put off paying the Con Ed bill cuz I wanted to spend money on other shit. Bad habit to get into.
I may have forgotten a utility bill once or twice, but for the most part I pay them all on time. I also pay the entire amount on my credit card every month, no way I'm paying that ridiculous interest rate. I pay them off with my low-interest line of credit if I don't have the cash at the time.
always. though generally i avoid having any as much as it is possible to do so. i refuse to indenture myself to credit. i'd rather go without crap i don't need anyway, then to owe anyone anything. sorry if that makes me ideologically offensive to the ambient culture and power structure.
I do not have a credit card. I prepay my utilities. I have a prepay phone. I have a direct debit for my broadband. I pay my rent on time.
Always on time... I then know exactly how much cash i have to play with Oh, and i dont have a credit card, only debit, with no over draft! My mortgage is on 1st day of the month, along with everything else...
Why? For me, it's because I tend to want to see how much money I'm going to have before I pay for stuff. I guess I like to have a certain amount of money and if I'm not sure I'm going to have that much money, I prioritize by spending on certain things and try to make some more money before I pay bills that I feel aren't as important. I tend to wait until the end of the month to pay for stuff.
yea, it's all auto paid. don't even look at it anymore lol and my credit card just upped my limit, so guess i'm doing something good.
My credit score isn't bad but it's not as good as I'd like it to be. I plan on working on it this upcoming year.