Things that annoy you!

I manually block them, plus I’ve registered on the national Do Not Call system. It’s supposed to take up to 30 days to start seeing results (less calls). But the option of different phone numbers is endless!

 

How my stepsister is always getting stuck in the dryer, or can't reach something inside it. She always opens the dryer door, gets on all fours, and sticks her head inside, and then calls me because she is stuck or can't reach something. Then I have to get behind her and more or less reach or bend over her. Sometimes she is in a negligee, or underwear, or sometimes all her clothes are in the wash. I just don't know how she can function in the real world!

 

Wait- What??!

 

I get it, it’s a joke
“Veeeeerrry funny, GI, me make SPECIAL wonton soup for YOU!”

How you doing, man? Been awhile since I heard from you- good to see you still on here!

 

Or, oooh oooh, I am stuck under the bed.... Enough of the step daughter / mom / son themes. Maybe bring back the babysitter ?

 

Nothing wrong with a good sense of humor, we could use more of.

 

Things that annoy you: Idiots

 

When I've stuff I need to write and the laptop does not play ball.
Nigel Farage is another thing that grinds me.

 

Just had this happen today: Washed, cleaned up my truck real good, only to have a bird sitting on top of it, take a damn dump! Not cool!

 

That was no bird that was Santa's reindeer on a test ride. Just be thankful, they weren't firing on all cylinders Eric .

 

Saw the damn thing sitting on my truck after I came out of the store. Tried to shoo it off and he acted like he didn’t want to leave

 

YES! Idiots!

I will add to that uncultured slobs. I don't care what kind of culture a person is cultured in----just some kind of culture, and with that---manners and education. I am not talking about being wealthy----just be knowledgeable about something that has some kind of redeeming social or cultural value.

And then there is MAGA----generally idiots, and uncultured slobs, but there are intelligent brainwashed ones too

 

Sales people. Especially those who think they have to go through so many 'No's' before they get a 'yes.' I am not talking about the concept that only a certain percentage of people will buy a product. I am talking about those who think that if they get you to say no a certain number of times, your next answer will be yes. It just wastes my time.

Financial Advisers. But I don't mind because if they are really pushy and think they can convince me to let them manage my money, then I will play with them.

I don't think there is any financial advisor that can manage my money better than me. But the phrase that will get them in my door is, "I promise you, it won't be a waste of your time." (or something like that.) That's when I think, 'OK, I will make it a waste of your time.' I have spent hours with these guys, only to pull the rug out from under them. I don't regret it one bit, because the first thing that I explained to them when they initially contacted me is that I had a long career in the stock market.

And now there are MAGA financial advisers, because Wall Street tends to hold a conservative outlook, and the very wealthy who control a lot of it, are the only ones who truly benefit from Trump's idiotic politics. So now I look forward to any interactions I have with them.

The thing is, they will not easily share their politicial leanings---because they have no idea who they are talking to. So you have to work it out of them. They have no idea how much money you have, but the more they think you have, the hungrier they become (especially since these cold calling, get in your face, FA's are the younger, naive, ones who are trying to create a customer base for themselves and prove their worth to their firm). So after reeling them in, and hinting to a large amount of potential money to manage, I insist that we will not go any further until I know what their political leanings are, because, as I make clear, that is very important to me.

At this point they will either tell me the truth, or, more likely, they will lie to me, and tell me what they think I will want to hear. I'm a baby boomer, they probably think I have much more money than I actually do, and I have removed any hints to my liberalism before they came, and to top it off, I will subtly accentuate any displays of my wife's catholic upbringing that she has in the house (because I spent a lot of time in Asia, and my wife is Asian, there are plenty of Buddhist things in my living room, such as Hotei (pat his head and rub his belly for good luck) and a Chinese statue of Kuan Yin, etc.). But by this time they will know that I have spent a good part of my life in Asia. So of course I have such things. I have no modern art in my living room and dining room, except for my wife's own art creations. The Western art is clearly continental in style, and while some of the Asian art is 20th Century, it is based on old traditional styles, that fit in with my prints from the 1700's and 1800's. And for background music, I will certainly have some Baroque music playing. I am fairly certain that being that they know very little about me, they will guess conservative.

And that is when I pounce. "How can you dare think that I would let you manage my money, when you are not even smart enough to see through the propaganda and lies that are destroying our nation and our economy! Do you have no critical thinking skills?! Anyone who manages my money, I would demand that they are at least as smart as I am if not smarter!" And that would be the start of a very important lesson for them...

How many times have I done this? Well... zero. Yes, it is a fantasy of how to deal with them. It has been a long time since an FA has promised that he won't waste my time. Perhaps the local financial services firms know about me. One of the last ones that came over admitted that his boss said not to even try with me. Like I said, I have always been clear up front that I had a long career in the stock market and have no interest in letting someone manage my money.

But I have wasted the time of several FA's in the past----you could look at it that way. I played with them. But in my eyes I left them with a very important lesson. A real financial adviser would not waste his/her time in my neighborhood. You have to go to them, and you would need a portfolio that is probably over $10 or 20 million---and that might even be too small today. They are stock pickers and real money managers.

The FA's that come to my neighborhood are just using a cookie cutter method of getting you into mutual funds. And when the market turns, they will lecture you about your portfolio being long term and to just hold on for the long run, etc. etc. All they do is ask you questions about your risk preference, and your goals, etc. and put your answers into a simple computer program that gives them an overly simplistic allocation among run of the mill mutual funds. They should understand that I would never leave my money to something so stupid and basic. But more importantly I tell them that they have to learn about stock picking, learn about the market, and economics, and especially, as I did, about crashes and recessions---because everyone focuses on the upside, and are clueless when everything heads south. I teach them about being contrarian investors, and show them such things as, a 3% management fee on 20 million dollars is $600,000, and that would just be for one $20 M portfolio! Of course, their firm will send them to the next person, next door, but hopefully they realize how they are wasting people's time, and what they should be thinking for their own career.

I also love it when missionaries come around to my door. I haven't seen any for quite a few years. But in time they forget what happens when they come to my door.

 

When you have to prove you’re not a robot and play the silly picture matching/selecting crap. To have to do it once is slightly annoying, but I get it. It’s when I get those that have me do three or more in a row (and I know I did the first one right to begin with)- NOW I’M PISSED
I didn’t come to play silly little games trying to get online access to something I already have an account to!!

 

When I go to put my pants on and my jagged toe nails catch on to the inside of my pant legs, thus, causing me to fall over and bust my ass!!
(I’m for real, this shit just happened).

*YES! I need a pedicure!

 

Lazy, lowlife scumbags that do this:

 

Cold weather it sucks to ride in and walk in.Then the ladies you used to see wearing shorts and a jogging bra have migrated indoors (sad face).

 

But……still nice to see those in leggings and yoga pants, in the mean time……