Want is the minimal amount of $ you need each month to survive?

EDIT: That was 2 full on.. 2 much cold beerz

 

without bills...

$20, that would be just on cheap food - noodles and tuna!

With my bills....

$1500

bills, and the necessity of paying more for gas and what not to be able to pay those bills.

 

It varies from person to person. Its a good question to ask, and there's one way to find the answer, & maybe you're not gonna like it. Get a small notebook, costs less than a dollar at the pharmacy, one you can keep in your pocket with a little pencil, and for one month write down everythign you spend money on - that includes snacks at the convenience store, weed, bills you pay. Might want to divide each page up into 'food' 'entertainment', 'health'. At the end of the month make a tally by category and you'll have some real insight on exactly how much it costs you to live. (The big surprise for me was that - I wasn't spending my $$ stupidly - I found out just how much money it takes to feed myself -- a LOT.

The above data gathering is pretty simple & easy. A lot of people just have a deep resistance to knowing that data. Its mostly our family's ideas about money that makes it hard for us to be real about it. OH and that it sucks to have to have a job - since you got to get the money from somewhere - there is that, too.

I live in the northeast US which is expensive, and I live fairly frugally. I found out that I need about 180$ cash a week - that includes groceries, coffee, movies, the occaisinal new shirt or shoes, etc etc. (Doesn't include rent & bills). Good luck. Once you've done that, you'll know how much money you need to earn before taxes in order not to be in dept or run short of money and have to live on rice & eggs for 3 days. I hate when that happens.

 

were all spoilet cunts at the end of the day , the fact were dicussin it on the net means sumert

 

oh aye!

 

Several years ago when Windows 95 was the newest thing out I used a program called "Quicken" I made my family keep reciepts for everything for 30 days. I did not care if it was a .05 piece of gum. I had everything broke down in different sections and learned that we wasted alot of money.

Now in recent times I took that same idea again and put it to good use and wella. I am debt free, have a nice little home, some extras and still have room to spare.

Its amazing how wastefull we are even when we think we are broke and are living poor that we still seem to waste.

Try it, it will uncover hidden funds you did not know you had.

 

your sig can be sed for just bout every product in shops

 

325 rent
281 car note
100 groceries
50 gas
80 cell phone bill
130 car insurance
117 health insurance
___________

$1,083 grand total

but i spend way more than that, i'm sure.

 

you don't need quicken - you can use a paper & pencil to do what he did. Quicken makes it way easier, though. I think his point is that you just have to do it once - but do it getting every penny. It's real enligtening.

 

God I know. Together he and I make more than any other household here we know here. But we spend so much. Next month we will be debt free and will have even more disposable income. We totally vowed not to spend it though and to put it in savings. But it is true he more I make the more I spend. It's such a bad habit. I am a shopaholic, but have gotten soooo much better since I moved here.

 

sorry for this but....

And so its been said, many times, many ways...
the more you make the more you spend. YOu made $5.00 an hour and wanted a little more to save, you get a better job, better pay and you always find ways to absorb the money and still have non left, just a nicer car, better apartment ect.

Damn trust me it took me years and years to get out of that roller coaster and its honestly like a bad drug habit. Once an addict always an addict of consumerism. Everyday you fight to realize what is really needs as to what was wants. I fight this battle everyday myself, its not easy and I crash alot from it but try to attempt it another day.

 

Andy is really good with money and does all of the finances now. I am the spender and nee to control myself. What makes it hard is I have an attitude of entitlement-"I work hard I deserve this" or I am in this position so I deserve to wear this brand of clothes'. Now that I am truely happy though I am ready to change. Especialy since I am going to be debt free for the first time in 5 years.

 

About $1400 to pay rent, bills, gas money and food.


Another two-hundred to feel I can breathe.


Luckily I don't have to deal with that range though.

 

I really dont believe people even notice it happening. I mean they get that raise or whatever and you just find a need for the added funds.

As for name brands well there is some logic to it. I mean I have bought my kids clothes from all over and have found that for instance that clothes I bought my daughter at JC Penny's seemed to hold up alot better than those from Walmart and I could get them for around the same prices when Penny's as having good sales so no brainer for me to do that. Shoes seemed to be the same, New Balance for me felt better, lasted longer than cheaper shoes.

It is a great feeling when you dont owe money. Man I love it, a real like burden seems gone.

 

there is nothing intrinsic to my pesonal being that requires symbolic value nor the illusions of it, but the surrounding interactions of human society that have collectively indentured all of us to them.

nor is any absolute amout meaningful when the meaning of any such amount is itself completely variable as it in reality is.

food and shelter are survival neccessities, as are air and water. and gratification in some form for the well being of mental health. there is, contrary to popular illusion, no one to one relationship between any of these things, nor all of them togather, to any specificly designatable amount of symbolic value.

=^^=
.../\...

 

Umm.. the topic is about your minimal monthly expenditure :cheers: